Get a Covered California Quote Here and Save Money!

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    WHAT IS COVERED CA?

    Covered California was established to help Californians get health insurance plans from major insurance companies under the Affordable Care Act (ACA).

    Covered CA is a health insurance marketplace aimed at getting as many Californians covered as possible. Anyone legally residing in the state of California who cannot afford health insurance plans can purchase an affordable one through Covered California. 

    At Harmony Health Insurance, we are here to help you navigate this marketplace. Let’s begin with a quote, and get through the enrollment together if you decide to apply. 

    HOW DOES COVERED CA HELP?

    Covered California has developed high-quality health plans. These are the same as those currently available on the private market throughout the United States. The difference? Everyone has access to them thanks to affordable prices and professional support in choosing the option that best suits your situation.

    ADDITIONAL FINANCIAL HELP

    Covered California is unique in that it is a marketplace that also provides financial help (subsidies or discounts) for health insurance plans, if you qualify. This financial help can make health insurance plans much more affordable for you and your family.

    EMERGENCY COVERAGE

    Besides traditional medical coverage, Covered California also offers emergency coverage. The latter allows you to face a serious and sudden event that could severely compromise the health and financial situation of the policyholder. 

    EHB

    Each health insurance plan available at Covered California provides a comprehensive package of essential medical care for its subscribers—no matter their level of income. 

    These include services such as:

    • Medications prescribed by a physician
    • Psychological treatment
    • Emergency events and/or surgery

    Harmony Health Insurance will help you understand all the covered services.

    PREVENTIVE CARE

    Some medical interventions are not considered essential, but are still extremely important or even equally necessary. This is why the Affordable Care Act requires that your prevention services and medicine will be 100% covered. 

    Among the preventive care covered by this law we can mention in particular:

    • Examinations of pregnant women
    • Screening for tobacco use
    • Mammography
    • Immunization vaccines
    • Cancer Screening 
    • HIV testing
    • Dietary advice

    VISION OPTIONS

    Covered California offers excellent pediatric eye care insurance plans. They are especially designed for children, for whom this type of care is included in all coverage plans. 

    Adults can also benefit from vision insurance, but are redirected to insurance companies that collaborate with Covered California in this area. Vision Service Plan (VSP) is one company that can assist with vision coverage.

    Feeling confused? Harmony Health Insurance is here to guide you. As long as you are eligible for Covered California, you will receive high-quality, covered eye care services. We provide free quotes.

    DENTAL OPTIONS 

    Covered California teams up with the best oral health specialists in the country to ensure that younger family members have their teeth well cared for—even in low-income families. All health insurance plans come with pediatric dental coverage.

    They do not exclude adults from coverage for this care, but to benefit from it they must subscribe to optional family dental plans, regardless of whether they live alone or with their family. We are here to make sure that happens.

    DOES COVERED CALIFORNIA COST ANYTHING?

    No, it is a free service that you can qualify for if you live in the state of California. We are here to help you get set up with a free quote.

    HOW MUCH DOES AN INSURANCE PLAN COST?

    As for the cost of health insurance plans, it depends on coverage you obtain. It’s often linked to the income level of the family. It may be reduced if you receive financial assistance. For example, you can take advantage of tax credits to reduce your monthly payment. 

    Covered California is the only place where this option is possible and accessible. Regardless of your legal and financial situation, we will help you find an insurance plan.

    WHAT IS THE DIFFERENCE BETWEEN COVERED CALIFORNIA AND MEDI-CAL?

    Covered California represents a national platform dedicated to healthcare coverage. Local residents and their families have the opportunity to purchase quality insurance at exceptionally affordable prices. 

    Medi-Cal is a system designed to offer free or very low-cost health insurance plans. It is open to people whose income is below average. Unlike other programs, Medi-Cal accepts applications throughout the year. 

    DO I QUALIFY?

    Many qualify, which is why it is so important to fill out the form above! Whether you are a single individual, a family member, or a small business, you can compare and choose among a wide range of health insurance plans. 

    We’ll let you know what your options are and how we can help you get the best possible insurance at the best possible price! Everyone can apply.

    INDIVIDUALS AND THEIR FAMILIES

    If you are an individual, you will find out if you are eligible for federal financial assistance to partially or totally reduce the cost of your health insurance. If you meet certain income and residence criteria, you will also find out if you are eligible for health programs such as Medi-Cal. We will help you with the application during open enrollment for this health plan.

    EMPLOYERS

    If you are an employer with fewer than 25 full-time employees working for you, you can find out if you are eligible for a small business tax credit. This can help you cover some or all of your employees’ health care costs or lower the rates. We will help you with the application during open enrollment for this health plan.

    ACA LEVELS

    The majority of health insurance plans offered by Covered California are divided into four levels of coverage, regardless of the applicant: 

    1. Bronze
    2. Silver
    3. Gold 
    4. Platinum

    Are you under 30 years of age? Have you been granted a financial hardship exemption by the federal government? We will connect you to a special plan that covers all essential care treatments. 

    WE HELP CALIFORNIANS AVOID PENALTY

    The Californian government requires all its residents to have health coverage, whether they have other family members requiring coverage or not. The California Franchise Tax Board can fine anyone ignoring this provision. Our role is to help you avoid this situation and save you a few hundred dollars.

    WHY CHOOSE HHI?

    I am a licensed insurance agent in Santa Monica, CA with over 20 years’ experience providing personalized, top-quality service to hundreds of clients.

    I am excited to be a Certified Insurance Agent in the Covered California Insurance Exchange, established by the Affordable Care Act while also maintaining a full portfolio of insurance options for any coverage need.

    Outside of helping our valued clients, I enjoy watching and attending LA Kings hockey games, reading biographies, and I’m an avid animal lover. I volunteer time in the community fostering stray cats.

    GET COVERED CA NOW!

    Fill out the quick form above and HHI will handle all the rest. Whether you buy California health coverage or not, the quote is totally free. 

    Have questions? We are here to help! Give us a call or send an email to get help.

    STILL DON’T HAVE COVERAGE FOR THE YEAR OF 2021?

    Learn about what providers we work with here.

    Get answers to frequently asked questions here

    Covered California was established to help Californians get health insurance from major insurance companies under the Affordable Care Act (ACA).

    Covered CA is a health insurance marketplace aimed at getting as many Californians covered as possible. We here at Harmony Health Insurance are here to help you navigate this marketplace.

    Does Covered California cost anything?

    No, it is a free service that every Californian is entitled to. We are here to help you get setup with a free quote.

    How Does Covered CA Help?

    Covered California is unique in that it is a marketplace that also provides financial help (subsidies or discounts) for health insurance plans, if you qualify. This financial help can make health insurance much more affordable for you and your family.

    Do I Qualify?

    Many qualify, which is why it is so important to fill out the form above! We’ll let you know what your options are and how we can help you to get the best possible insurance at the best possible price!

     

    WHY CHOOSE HHI?

     

    I am a licensed insurance agent in Santa Monica, CA with over 20 years’ experience providing personalized, top quality service to hundreds of clients.

    I am excited to be a Certified Insurance Agent in the Covered California Insurance Exchange, established by the Affordable Care Act while also maintaining a full portfolio of insurance options for any coverage need.

    Outside of helping our valued clients, I enjoy watching and attending LA Kings hockey games, reading biographies, and I’m an avid animal lover. I volunteer time in the community fostering stray cats.

    Get California Health Coverage Now!

    Fill out the quick form above and HHI will handle all the rest.

    Have questions? We are here to help! Give us a call or send an email to get help.

    Learn about what providers we work with here.

    Get answers to frequently asked questions here

    Find Us.

    Call Us.

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    (310) 496-2777 – Fax

    Email Us.